M&T Bank Electronic Banking Card and Telephone Transaction Disclosure and Agreement: What You Need to Know
M&T Bank offers a range of electronic banking services for your convenience, including the use of electronic banking cards and telephone banking. However, before using these services, it`s important to understand the terms and conditions outlined in the Electronic Banking Card and Telephone Transaction Disclosure and Agreement.
This agreement is designed to protect both you and M&T Bank, and it outlines the rules and regulations you must follow when using these electronic banking services. Here`s what you need to know:
Electronic Banking Cards
Electronic banking cards, such as debit cards, are a convenient way to access your bank account and make purchases. However, to use these cards, you must agree to the terms and conditions outlined in the Electronic Banking Card and Telephone Transaction Disclosure and Agreement.
The agreement outlines important information such as:
– Your responsibilities when using the card, including keeping your PIN (personal identification number) confidential and reporting any lost or stolen cards immediately.
– M&T Bank`s responsibilities, such as protecting your account information and investigating any unauthorized transactions.
– Your rights as a cardholder, including the ability to dispute transactions and receive periodic account statements.
It`s important to read and understand this agreement before using your electronic banking card to ensure you are using the card in compliance with the terms and conditions.
Telephone Banking
M&T Bank also offers telephone banking services, which allow you to access your account information, transfer funds, and conduct other transactions over the phone. Like electronic banking cards, telephone banking requires you to agree to the terms and conditions outlined in the Electronic Banking Card and Telephone Transaction Disclosure and Agreement.
The agreement outlines important information such as:
– Your responsibilities when using telephone banking, including providing accurate account information and keeping your PIN confidential.
– M&T Bank`s responsibilities, such as protecting your account information and investigating any unauthorized transactions.
– Your rights as a telephone banking customer, including the ability to dispute transactions and receive periodic account statements.
It`s important to read and understand this agreement before using telephone banking to ensure you are using the service in compliance with the terms and conditions.
In summary, electronic banking cards and telephone banking are convenient services offered by M&T Bank. However, it`s important to understand the terms and conditions outlined in the Electronic Banking Card and Telephone Transaction Disclosure and Agreement to ensure you are using these services in compliance with the rules and regulations. Take the time to read and understand the agreement before using these services to protect yourself and your account information.